Now you can decide how often you want to get paid and where your pay goes. The days of waiting for payday are over; work today and get paid whenever you want with these earned wage access (EWA) options.
With Wisely®, you get a no-fee2 instant transfer each week along with access to all of Wisely’s financial wellness features — no bank details or credit check3 required!
When you enroll for a Wisely card, you can access your account and Wisely balance before your physical card arrives through the myWisely® companion app.4 You'll be able to make purchases in-store and online once you add your account to your Digital Wallet through the mobile app.4 Also use the mobile app4 to manage other available features.
Access your funds on payday, even before your physical card arrives
Early access to your available earned wages
Want a Wisely account?
Talk to your HR or payroll contact.
With this option, access your available earned pay multiple times each week, and transfer your funds to any account you want. Just sign up, add your bank account info, and you are ready to go.
Early access to your available earned wages
Use an account of your choice
Earned Wage Access1, or EWA, is the ability for you to access a portion of your already earned wages, if needed, outside of a traditional pay cycle. It’s also sometimes referred to as early pay, instant pay or on-demand pay.
1 Earned Wage Access powered by DailyPay™, is available to Wisely Pay cardholders who opt in through the myWisely app or at mywisely.com. Additional terms and limits apply. Opt-in is required by both the employer and the employee. This optional offer is not a Fifth Third Bank, Pathward, Mastercard or Visa product or service, nor does Fifth Third Bank, Pathward, Mastercard or Visa endorse this offer.
2 While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
3 The Wisely card is a prepaid card. The Wisely card is not a credit card and does not build credit.
4 Standard message and data rates may apply.
5 Cash back rewards on purchases at participating merchants are powered by Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back Rewards will appear in your Wisely Rewards savings envelope within 4 weeks after the transaction has completed. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards features for purchases and eGift cards. These optional offers are not Fifth Third Bank, Pathward, Mastercard, or Visa products or services, nor does Fifth Third Bank, Pathward, Mastercard, or Visa endorse these offers.
6 The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward, Mastercard, or Visa products or services, nor does Fifth Third Bank, Pathward, Mastercard, or Visa endorse these offers.
7 Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app or at mywisely.com.
8 If you have a Wisely Pay card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires an upgrade, which you can request in the myWisely app. Requesting an upgrade will automatically initiate an identity verification process utilizing your personal information already on file which must be validated in order to upgrade. Card may be restricted or closed if your identity cannot be verified. Upgrade may not be available to all cardholders.
The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC. ADP, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2024 ADP, Inc. All rights reserved